January 2026 Market Snapshot: What It Means for Buyers & Sellers (Denver)

Written By Andrew Schaefer

Rates: 30-yr fixed averaging ~6.10% as of January 29. Translation: payments eased from last year, but affordability still bites.

Prices & inventory (city-level reads): Denver’s typical value sits around the low-$500s; recent closed-sale data show median prices in the high-$500s with homes taking ~50–60 days to go under contract. Inventory is rebuilding slowly. Translation: pricing is flatter, but selection is better than last winter.

What to do now

  • Buyers: Ask for seller credits first, then structure a 2-1 buydown; keep inspections tight on roof/sewer/HVAC/radon, and use flexible close dates to win without overpaying.

  • Sellers: Price to the last 30–60 days, not last spring. Offer targeted credits instead of big public price cuts. Fresh paint, drainage fixes, and a Class-4 roof quote go a long way in February.

If you want a quick read on your block, I’ll pull a micro-comp set and give you a strategy, not a data dump.


—Andy | Vail Peak Realty
#DenverRealEstate #MortgageRates #DenverHousing #HomeBuying #SellingTips

Andrew Schaefer
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