From Texas to Colorado: What Transplants Notice Most

Nov 13

Fast Market Snapshot (Nov 13, 2025)
30-year rates averaged 6.24% this week. Denver’s “typical value” sits around $531K, city medians hover near ~$600K, days on market ~45, and the median apartment rent is about $1,636. Translation: payments are steady, listings linger longer, and buyers can negotiate credits and a 2-1 buydown instead of racing.

What Texans notice most

Taxes & take-home: Colorado property taxes are typically lower than Texas, but we do have a flat state income tax—net impact varies by price point and salary.
Homes & systems: Basements are common (radon testing/mitigation is routine), Class-4 roofs are worth it, and many older homes use evaporative coolers—confirm AC and furnace age/efficiency.
Winter practicalities: Budget for snow tires, gutter/downspout extensions, and a humidifier—freeze–thaw and dry air are real.
Commute vs. lifestyle: Lot sizes run smaller than many TX suburbs, but you gain trailheads, parks, and mountain access minutes away.
Strategy shift: On 30–70 day listings, ask for seller credits first, then a 2-1 buydown; follow with inspection/roof/sewer/HVAC terms and flexible timing (rent-back if needed).

If you’re relocating from Texas, I’ll map neighborhoods to your lifestyle (schools, commute, trail access) and run side-by-side monthlies—rent vs. buy with credits—so you can choose confidently.

— Andy
Vail Peak Realty | Park Hill resident & neighborhood guide

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